One of the most common problems on overseas exchanges is a failed transfer. The same asset can travel on several networks, and sending to the wrong address-network combination can mean the funds never arrive.
This guide covers deposit methods, how to choose a network, a pre-transfer checklist and typical confirmation times.
How to fund an overseas exchange
| Method | Flow | What to check |
|---|---|---|
| Crypto transfer | Send from a domestic exchange or your own wallet | Address, network, minimum deposit |
| Card purchase | Buy inside the exchange with a card | Fee rate, supported cards, limits |
| P2P | Buy directly from another user | Counterparty rating, payment method, escrow |
Few overseas exchanges accept yen bank transfers. Check the deposit screen for what is available.
Choosing a network
USDT, for example, can be sent on ERC20 (Ethereum), TRC20 (Tron), BEP20 (BNB Chain) and others. The sender and receiver must use the same network - no exceptions.
- Select the network on the exchange's deposit screen and copy the address and memo (tag) it shows
- Select the same network at the sending side and send
- For assets such as XRP and XLM that require a destination tag, do not omit the tag
Domestic exchanges may require you to register the destination address in advance or enter travel-rule information. Some networks or destinations are unsupported, so check the sending exchange's guidance first.
Pre-transfer checklist
- The first and last characters of the address match the deposit screen
- The network is the same at both ends
- The amount exceeds the minimum deposit
- Send a small test amount first and confirm it arrives
- Keep the transaction ID (TxID) after sending
Each network needs a different number of confirmations, typically minutes to tens of minutes, longer when congested. The deposit history shows the status; check it together with the TxID.
Frequently asked questions
Q. I sent funds on the wrong network. Can they be recovered?
A. Some exchanges recover funds for a fee, but for unsupported networks or assets recovery may be impossible. Checking before you send is the only reliable protection.
Q. Are there deposit fees?
A. Deposits are usually free at the exchange, but the sending side pays the network fee (gas), which varies widely by network.
Q. Can I deposit before completing KYC?
A. Some exchanges allow deposits before verification, but withdrawals and trading may be restricted. Completing verification first is safer.
Sources and conditions
FX Textbook is an independent information site, not an exchange or a provider of personal investment advice. Crypto-asset trading involves risk: price moves, liquidation of leveraged positions, transfer errors and exchange operating risk can result in the loss of some or all invested capital.
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