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How to open a Peska account and deposit: ID checks, top-up and sending funds to forex brokers, with fees

Open a Peska account and deposit: 2 document types, no Peska deposit fee, top-up times, withdrawal fees and how to fund brokers (20 October 2026).

You want to fund an overseas forex broker with Peska, but the steps from sign-up to transfer are unclear. This article walks through them.

The flow has four stages: register, submit documents, top up Peska, then deposit to the broker. Peska charges no deposit fee. Top-ups from a Japanese bank are stated to arrive in as little as 5 minutes, or about 0 to 1 business days (official site, checked 20 October 2026).

By the end, you will know the documents, fees and broker-side points to check.

In short: opening a Peska account and depositing takes four stages

  • Registration starts with an email address, and documents are required to use every service
  • Submit one identity document and one proof of address, and they must be different documents
  • Topping up Peska is free (bank transfer fees are paid by you)
  • Withdrawals are free once a month (either a Japanese bank or USDT counts)
  • Deposit to a broker from the deposit screen of a broker that lets you choose Peska

Peska is not a forex broker. It is an online wallet used for deposits and withdrawals. Fees, limits and processing times may change, so follow the figures on the official Peska site.

Peska account opening: steps from email sign-up to first use

  1. 01
    Register with your email address

    Enter your email address under "Register" on the official Peska site. The official site says account opening takes as little as 3 minutes.

  2. 02
    Submit an identity document and proof of address

    On a device with a camera, photograph your identity document and a selfie, then apply. You also submit a proof of address document.

  3. 03
    Wait for the document review

    The official site says review can finish in as little as 0 days. The standard number of days is not stated on the official site.

  4. 04
    Top up Peska and start using it

    Once review is done, you can add a balance from a bank or USDT. The next section covers the top-up methods.

The official introduction page does not detail the fields on the registration screen. Follow the on-screen instructions.

Peska identity verification: prepare two separate documents

Identity and address documents for individual users (Peska official FAQ, checked 20 October 2026)
ItemDetails
Identity documentIssued by a public authority and showing a photo, full name, date of birth and expiry date
Examples of identity documentsPassport, driver's licence (excluding the My Number licence), My Number card with photo (excluding the notification card)
PhotosPhotograph the identity document and a selfie. A device with a camera is required
Proof of addressIssued by a public authority, financial institution or similar, and showing your full name, current address (including prefecture) and issue date
Examples of proof of addressCertificate of residence, utility bill, financial institution document, health insurance eligibility certificate and similar
ValidityIssued within the last 3 months, or within its expiry date
One document cannot serve as both identity and address proof

The official site asks for different documents as identity proof and address proof. For example, if you use a My Number card as identity proof, prepare a separate document such as a certificate of residence for your address. Corporate accounts need different documents, so check the official FAQ.

Peska deposit methods: top-up types, processing times and limits

Ways to deposit (top up) to Peska (official FAQ, checked 20 October 2026)
MethodTypical processing timeNotes
Japanese domestic bankAs little as 5 minutes, about 0 to 1 business daysUp to JPY 10,000,000 per transfer. Deposits at the limit are allowed twice a week
Overseas bankAbout 2 to 5 business daysSend the deposit statement to support after transferring
USDTAbout 0 to 2 business daysFrom 0.01 USDT. Credited to your Peska USD account
Pay2PayAbout 0 to 1 business daysVietnamese dong only
No Peska deposit fee, but other costs may apply

Peska charges no deposit fee. However, bank transfer fees and USDT network fees (gas fees) are paid by you. There is no minimum deposit for USD, JPY, EUR or GBP. Contact support in advance before making a large deposit above the limit.

If a deposit is slow to arrive, contact support with your registered name (in Roman letters), the remitter name, your Peska account number, the deposit date and the amount. If the deposit details contain an error, crediting is put on hold.

Depositing from Peska to a forex broker: steps and points to check

  1. 01
    Check your Peska balance

    Confirm that the top-up has arrived, and check the currency and amount. You can also use currency exchange (no fee) to match the broker's deposit currency.

  2. 02
    Choose Peska on the broker's deposit screen

    The official site says to start from a site that accepts Peska as a deposit method. Choose the method in the broker's client portal.

  3. 03
    Confirm the amount and currency, then send

    Before sending, check the destination account and currency. For DecodeFX, use the same email address as your Peska account.

Peska deposits at the two brokers listed on this site (DecodeFX: official Japanese site, checked 18 September 2026; Axi: this site's broker data)
BrokerMinimum and feeProcessing time
DecodeFXPeska (USD, JPY) is 0%, minimum USD 100Instant to 3 minutes
AxiMinimum and maximum amounts are shown in the client portal after you choose the methodCheck the portal display

※ For DecodeFX, use the same email address for your Peska registration and your DecodeFX registration, then complete the pre-registration and deposit.

See the steps for depositing to DecodeFX with Peska →

Peska withdrawals: methods, fees and processing days

Withdrawals for individual users (Peska official fees page, FAQ and personal services page, checked 20 October 2026)
ItemDetails
Withdrawal methodsJapanese domestic bank, overseas bank, USDT
Fee (JPY)Free once a month. From the second time, 0.2% (minimum JPY 880)
Fee (USDT)Free once a month. From the second time, 1.2% (minimum USD 20)
Fee (overseas bank)USD 1.2% (minimum USD 20), EUR and GBP 2.4% (minimum 40)
Processing daysBanks: as little as the same day to 2 business days. USDT: usually within the same day
Minimum withdrawalJPY 6,000 for Japanese banks, 100 USDT for USDT
Acceptance hoursWithdrawals are accepted on weekdays from 10:00 to 18:00 (Japan time)

The monthly free withdrawal applies to either a Japanese bank or USDT. USDT may be delayed when the blockchain is congested.

Promotions that apply to deposits via Peska (October 2026)

  • DecodeFX: 1 to 30 October (MT4/MT5 server time). Deposit in a lump sum with Peska and trade forex or precious metals to receive JPY 5,000 or USD 35
  • Axi: 1 to 31 October (Japan time). Deposit JPY 50,000 or more in one payment through Peska and place at least one trade to receive JPY 5,000

Both apply to "deposits from Peska to the broker", not to "top-ups to Peska". DecodeFX also requires you to submit an application form. After the promotions end, check each broker's latest notice.

DecodeFX Peska deposit cashback: conditions and how to apply →

Axi Peska deposit cashback: conditions and ineligible deposits →

Brokers that accept Peska and their cashback conditions →

Four points to check before you deposit with Peska

  • For DecodeFX, use the same email address for Peska and DecodeFX
  • Even if Peska's side is free, bank, network and broker-side costs are separate
  • Check the acceptance hours (weekdays 10:00 to 18:00) and apply for withdrawals early
  • Terms, fees and limits may change. Check the latest on the official site before applying

Leveraged forex trading can lead to losses greater than your deposit. Review the trading risks before you choose a payment method.

What is Peska? How it works, fees and supported brokers →

DecodeFX deposit and withdrawal methods and fees →

Frequently asked questions

Q. What do I need to open a Peska account?

A. You need an email address, an identity document and a proof of address (two separate documents). Identity verification includes a selfie, so prepare a device with a camera. Proof of address must be issued within the last 3 months (official FAQ, checked 20 October 2026).

Q. What deposit methods does Peska support?

A. Peska supports Japanese domestic banks, overseas banks, Pay2Pay (Vietnamese dong only) and USDT. Peska charges no deposit fee, and bank transfer fees and USDT gas fees are paid by you.

Q. How long does Peska identity verification take?

A. The official site says document review can finish in as little as 0 days. The standard number of days is not stated on the official site.

Q. What are Peska's withdrawal fees?

A. For individuals, one withdrawal a month to either a Japanese bank or USDT is free. From the second time, JPY is 0.2% (minimum JPY 880) and USDT is 1.2% (minimum USD 20). Overseas banks differ by currency (official site, checked 20 October 2026).

Q. How do I deposit from Peska to a forex broker?

A. Top up your Peska balance, then choose Peska on the broker's deposit screen and send the funds. DecodeFX supports Peska (USD, JPY) at 0% with a USD 100 minimum. For Axi, the portal shows the minimum and maximum amounts once you choose the method.

Q. How long does a deposit to Peska take to arrive?

A. A Japanese bank takes as little as 5 minutes, or about 0 to 1 business days. An overseas bank takes about 2 to 5 business days, and USDT about 0 to 2 business days. If the deposit details contain an error, crediting is put on hold, so contact support if it is slow.

Sources and conditions

Where to confirm the current conditionsThis column was edited on 20 October 2026 from the official sources above and FX Textbook listing data. Trading conditions, offers and applicable terms can change; confirm the current terms in each broker's official client area before you act.
Important risk information

FX Textbook is an independent information site, not a broker or provider of personal investment advice. Forex and CFDs involve risk. You may lose some or all of your invested capital. No trading result is guaranteed.

NEXT STEP

Once you have chosen a payment method, check DecodeFX's account conditions.

The broker page sets out spreads, commissions and maximum leverage for STD, PRO and CENT, along with the account-opening steps.

View DecodeFX broker information →

Brokers covered in this column

Account types, trading conditions and current offers are on each broker page.

BROKER INFORMATIONDecodeFX: account options and conditionsBROKER INFORMATIONAxi: account options and conditions

Compare featured brokers on one basis →

Background reading

CHOOSING A BROKERHow to compare forex brokers: the key checksFOREX BASICSWhat is forex? The basics to understand before you start

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