Editor-in-Chief, FX Textbook
RYO
Thirteen years editing financial and economic media; oversees the quality of every article as editor-in-chief.
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Former Bank Markets Professional, FX Commentator
NZ
A former banker who worked on corporate FX hedging in a Japanese bank's markets division; covers how forex works, interest rates and central banks.
Career
- 2008
- Joined a Japanese bank
- 2011
- Worked in the markets division on FX hedging and financial-market business for corporate clients
- 2020
- Went independent, explaining currency markets to individual investors from an institutional perspective
- Now
- Covers how forex works, interest rates and central banks at FX Textbook
Qualifications
- Chartered Member of the Securities Analysts Association of Japan (CMA)
- Certified Skilled Worker of Financial Planning, Grade 2 (Japan)
Track record
- More than 150 corporate FX hedging engagements
- Wrote more than 300 market analysis reports
Areas of expertise
How forex works / Offshore vs. Japanese brokers / Swap points and interest rates / Currency intervention and central banks
What guides their writing
Market mechanisms are explained in everyday language rather than trading-desk jargon.
ARTICLES
Articles by NZ (6)
These articles are checked by editor-in-chief RYO for sources, review dates and risk disclosures.
- What is forex? The basics to understand before you start
- Forex risks to understand before you start
- Offshore Forex Brokers vs Japanese Domestic Brokers: Leverage, Negative Balance Protection, Tax
- What Are Swap Points in Forex? Offshore Swaps, Triple-Swap Days and Swap-Free Accounts
- XS swap-free accounts: eligible instruments, grace periods and conditions
- Spot vs perpetual futures
MEMBERS
Team members
Forex Editor
MIO
An editor who has compared trading conditions and tools at more than 20 forex brokers; covers broker comparisons and beginner guides.
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Full-time Forex Trader
AKI
A full-time trader with ten years of forex experience; covers technical analysis, money management and stop-loss discipline.
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FX Market Analyst
TAGUCHI
An analyst who has covered economic indicators and monetary policy at a financial information company; covers indicators, the FOMC and the Bank of Japan.
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Quant and Automated Trading Researcher
REN
An engineer who has backtested more than 450 trading rules; covers EAs, copy trading and trading costs.
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Financial Compliance Specialist and Reviewer
SHIN
Comes from the compliance division of a financial products company; covers and reviews articles on safety, tax and risk disclosure.
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