Editor-in-Chief, FX Textbook
RYO
Thirteen years editing financial and economic media; oversees the quality of every article as editor-in-chief.
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Forex Editor
MIO
An editor who has compared trading conditions and tools at more than 20 forex brokers; covers broker comparisons and beginner guides.
Career
- 2017
- Started a career as a web media editor
- 2019
- Moved to finance, researching account opening, trading costs, platforms and support at forex brokers
- Now
- Forex editor at FX Textbook, covering broker comparisons and beginner guides
Qualifications
- Certified Skilled Worker of Financial Planning, Grade 2 (Japan)
- Bookkeeping Grade 2 (Japan Chamber of Commerce)
Track record
- Wrote or edited more than 350 finance articles
- Compared trading conditions and tools at more than 20 forex brokers
Areas of expertise
Broker pages and comparisons / Account opening, verification and funding / Bonuses and campaigns / Beginner guides
What guides their writing
Jargon is explained where it appears, and every condition is checked against the official terms first.
ARTICLES
Articles by MIO (84)
These articles are checked by editor-in-chief RYO for sources, review dates and risk disclosures.
- How to compare forex brokers: the key checks
- What to check before accepting a forex bonus
- How to Start Forex Trading With an Offshore Broker: 6 Steps for Beginners
- Forex broker KYC verification: required documents, steps and why it fails
- Forex broker deposit and withdrawal basics: choosing a method, timing and the same-method rule
- Forex Welcome Bonus Explained: Account-Opening vs No-Deposit Bonus and How to Claim It
- Cushion bonus in forex: how bonus credit counts toward margin level, with worked examples
- Forex bonus not credited: causes and a step-by-step checklist (eligible account, KYC, second claim, hedging)
- Can Offshore Forex Bonuses Be Withdrawn? Cushion vs Credit Type
- Why You Can't Withdraw from an Offshore Forex Broker: Causes and Fixes
- Offshore Forex Account Types Compared: How to Choose Between Standard and Zero Accounts
- Offshore Forex Deposit Methods Compared: Bank Transfer, Card, bitwallet, Crypto
- Offshore Forex Prohibited Trading: Hedging, Account Freezes, Profit Cancellation [2026]
- Overseas forex bonus and campaign deadlines, October 2026: active offers and expiry dates
- Exness account types compared: Standard, Pro, Raw Spread and Zero differences and how to choose
- What is Axi Select? Eligibility, Edge Score and the 6-stage rules explained
- Axi deposit bonus: the JP25Axi 25% cushion credit, terms and how to claim it
- How to Open an Axi Account: 8 Steps, Documents and Verification
- Monaxa bonuses: the 30% Lifetime Bonus and USD 50 Welcome Bonus conditions and withdrawal rules
- DecodeFX account types compared: STD, PRO and CENT spreads, commissions and minimum deposits
- DecodeFX app, MT4 and MT5: downloads, login steps and how to choose a platform
- Axi deposits and withdrawals: fees, processing times, minimums and the return-to-source rule
- HFM deposits and withdrawals: fees, processing times, minimums and withdrawal rules
- How to log in to HFM: myHF vs trading account, and MT4/MT5 login steps
- DecodeFX withdrawal and deposit methods: fees, processing times and minimums
- Forex campaign deadlines (September 2026): current bonuses and promotions in order of expiry
- HFM bonus list 2026: Top-Up 20%, no-deposit JPY 45,000 and withdrawal rules
- Forex Deposit Bonus Comparison 2026: Caps, Cushion and Withdrawal Rules
- Forex No-Deposit Bonus Comparison (2026): Four Offers, Withdrawal Conditions and Deadlines
- Forex minimum deposit comparison: brokers and accounts you can start small with
- How to claim the HFM 100% deposit bonus (until 17 September 2026)
- Axi Account Types Compared: Spreads, Fees and First Deposit for Standard, Premium and Elite
- Axi Login Guide: Client Portal, MT4/MT5 and Axi App Steps, and Fixes When You Can't Log In
- Axi vs XS Compared: Spreads, Leverage, Bonuses and Minimum Deposits
- DecodeFX Bonus and Campaigns (October 2026): Peska Deposit Cashback Conditions and How to Apply
- How to Open a DecodeFX Account: Steps, Documents, ID Verification and First Deposit
- DecodeFX vs Axi Compared: Spreads, Commissions, Minimum Deposits and Bonuses
- How to Open an XS Account: Steps, Required Documents and ID Verification Through to Your First Deposit
- XS Deposit and Withdrawal Methods: Fees, Processing Time, Minimums and Withdrawal Rules
- XS Login Guide: Client Portal and MT4/MT5 Login Steps, and What to Do If You Can't Log In
- XS Bonuses 2026: JPY 5,000 Welcome Credit, Deposit Bonus and Withdrawal Rules
- XS vs HFM Compared: Spreads, Leverage, Bonuses and Account Types, and How to Choose
- Monaxa Account Types Compared: Standard, Pro, Zero and Cent Spreads, Commission and Minimum Deposit
- How to Open a Monaxa Account: Steps, Documents, ID Verification and the First Deposit from USD 15
- Monaxa Deposit and Withdrawal Methods: Fees, Timing, Minimums and Withdrawal Rules
- Monaxa Login: Client Area and MT4/MT5 Steps, and What to Do If You Can't Log In
- Monaxa vs XS: Differences in Minimum Deposit, Spreads, Leverage and Bonuses, and How to Choose
- INFINOX Account Types Compared: STP, ECN and Bonus Account Spreads, Fees and Minimum Deposit
- INFINOX Bonus 2026: 20% Deposit Credit Conditions, Eligible Accounts and Withdrawal Rules
- How to Open an INFINOX Account: Steps, Required Documents, ID Verification and First Deposit
- INFINOX Deposit and Withdrawal Methods: Fees, Processing Time, Minimums and Withdrawal Rules
- INFINOX Login Guide: My Account, MT4/MT5 and IX App Steps and Fixes
- AXIORY Account Types: Spreads, Fees and Platforms for Standard, Nano, Tera, Max and Zero
- AXIORY Bonus 2026: Terms and Withdrawal Rules of the Invitation-Only 15th Anniversary Starter Pack
- How to Open an AXIORY Account: Steps, Documents and Deposits from JPY 1,100
- AXIORY Deposit and Withdrawal Methods: Fees, Processing Times, Minimums and the USD 10 Fee Under USD 200
- AXIORY Login Guide: How to Log In to the Portal, MT4/MT5 and cTrader, and What to Do If You Can't
- AXIORY vs Exness: Differences in Spreads, Fees, Leverage and Stop-Out Levels, and How to Choose
- What is Peska? E-wallet for offshore FX deposits: how it works, fees and supported brokers
- How to open a Peska account and deposit: ID checks, top-up and sending funds to forex brokers, with fees
- Forex Brokers That Accept Peska: DecodeFX and Axi Cashback Conditions (October 2026)
- Axi Gold (XAUUSD) Trading Conditions: Spread, Leverage, Trading Hours and Account Differences
- How to Deposit to DecodeFX with Peska: Steps, Minimum and JPY 5,000 Cashback (to 30 Oct)
- XS Gold (XAUUSD) Trading Conditions: Spread, Leverage, Trading Hours and Standard vs Cent Accounts
- Monaxa Cent account: USD 15 minimum deposit, 1:1000 leverage, differences from Standard and who it suits
- HFM Account Types Compared (2026): Premium, Cent, Pro, Zero, KATANA and Top-Up Bonus
- How to Open an HFM Account in 2026: Registration Steps, Verification Documents and First Deposit
- XMTrading Account Types Compared (2026): Standard, Micro, Zero and KIWAMI Spreads, Fees and Leverage
- How to Open an Exness Account (2026): Registration, Documents, Review Time and First Deposit
- Exness Withdrawal Guide 2026: Processing Time, Fees, Rules and Why Withdrawals Fail
- HFM Minimum Deposit 2026: By Account Type and Payment Method
- How to Open an XM (XMTrading) Account in 2026: Sign-up Form, Verification Documents, Bonus and Limits
- XM Withdrawal Guide (2026): Fees, Arrival Time, Methods and Withdrawal Rules
- Exness Bonus 2026: Is There a Welcome or Deposit Bonus? Official FAQ, Exness Rewards and Costs
- Exness vs Axi (2026): Accounts, Total Cost, Leverage, Stop Out and Bonuses Compared
- What is an overseas crypto exchange? How it differs from a domestic exchange
- Deposits, transfers and choosing the right network
- Identity verification (KYC) and withdrawal limits
- BingX KYC verification: steps, documents, time, limits without KYC (5x leverage, withdrawals), failure reasons
- MEXC deposits and withdrawals: buying with JPY, P2P, on-chain deposits, withdrawal steps and times
- MEXC fees explained: spot and futures maker/taker rates, the 20% MX discount and withdrawal fees
- Crypto exchange sign-up bonuses explained: how the futures bonus works (no withdrawal, profit withdrawable) and what to check before claiming [September 2026]
- MEXC Card explained: up to 10% cashback, fees, how to apply and the September-only Invite Fest [September 2026]
- Bitunix Card explained: up to 8% cashback, fees, limits and how to apply [October 2026]
MEMBERS
Team members
Full-time Forex Trader
AKI
A full-time trader with ten years of forex experience; covers technical analysis, money management and stop-loss discipline.
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Former Bank Markets Professional, FX Commentator
NZ
A former banker who worked on corporate FX hedging in a Japanese bank's markets division; covers how forex works, interest rates and central banks.
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FX Market Analyst
TAGUCHI
An analyst who has covered economic indicators and monetary policy at a financial information company; covers indicators, the FOMC and the Bank of Japan.
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Quant and Automated Trading Researcher
REN
An engineer who has backtested more than 450 trading rules; covers EAs, copy trading and trading costs.
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Financial Compliance Specialist and Reviewer
SHIN
Comes from the compliance division of a financial products company; covers and reviews articles on safety, tax and risk disclosure.
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