Monaxa has four account types: Standard, Pro, Zero and Cent. Many traders find the differences hard to see. Three points matter: spread, trading commission and minimum deposit. The minimum deposit ranges from USD 15 (Standard and Cent) to USD 200 (Zero).
This article compares the four accounts in tables, based on account type information on Monaxa's official Japanese site (checked 2 September 2026). It also shows how to choose by purpose.
Monaxa account types compared: choose by deposit amount and commission
- To start from USD 15 with no commission, Standard (from 1.8 pips)
- To keep spreads low with no commission, Pro (from 0.9 pips, USD 50)
- To trade from 0.0 pips, Zero (USD 3.50 per side, USD 200)
- To try small position sizes, Cent (USD 15, forex and precious metals only, up to 1:1000*)
| Account | Spread | Trading commission | Minimum deposit |
|---|---|---|---|
| Standard | From 1.8 pips | None | USD 15 |
| Pro | From 0.9 pips | None | USD 50 |
| Zero | From 0.0 pips | USD 3.50 per side per lot | USD 200 |
| Cent | From 1.8 pips | None | USD 15 |
※ Spreads are the lowest values on the official page (variable, in pips). Actual values change by currency pair and time of day. All four accounts support MT4 and MT5.
An asterisk (*) means conditions apply. For details such as maximum leverage, the registration screen and the latest terms take priority.
Monaxa Zero account commission: what USD 3.50 per side costs round trip
The Zero account has spreads from 0.0 pips, plus a trading commission of USD 3.50 per side (per lot). The spread alone is the narrowest. Compare costs with the commission included.
| Item | Detail |
|---|---|
| Commission per side | USD 3.50 per lot |
| Commission round trip | USD 7.00 per lot (per side x 2) |
| Approximate pips equivalent | For a pair where 1 pip is worth about USD 10 (such as EUR/USD), about 0.7 pips |
| Compared with Pro | Pro has no commission and starts from 0.9 pips. At their lowest values, Zero is about 0.7 pips and Pro is 0.9 pips |
※ The pips conversion is a rough estimate that changes with exchange rates. Check the official charging timing and the actual spread on the trading platform and in the terms.
Commission adds up in scalping and EA trading with many executions. For discretionary trading with fewer trades, Pro with no commission can be easier to calculate.
How to read spreads and trading commission (beginner guide) →
Monaxa Cent account vs Standard account
The Cent account has the same spread and minimum deposit as Standard. The differences are the available instruments and the maximum leverage. The official site describes it as micro positions in the real market.
| Item | Standard | Cent |
|---|---|---|
| Spread | From 1.8 pips | From 1.8 pips |
| Minimum deposit | USD 15 | USD 15 |
| Maximum leverage | 1:2000* | 1:1000* |
| Instruments | Check on the registration screen | Forex and precious metals only |
The Cent account's instruments are limited to forex and precious metals. If you want to trade stock indices or crypto assets, check the instruments of another account on the registration screen.
Margin call, stop out and leverage terms shared by all Monaxa accounts
The 50% and 20% levels are the same for all four accounts. The stop out level, where positions are forcibly closed by margin level, is published officially as 20%.
- Margin call (loss cut) 50%, stop out 20%
- Maximum leverage 1:2000* (Cent only 1:1000*)
- Zero cut (negative balance protection) is Yes*. Check the terms for the conditions
- Operating entity: Monaxa Ltd (Mauritius FSC, registration number GB23201577)
Bonus-only accounts have a stop out of 30%, and trading through a VPS is prohibited. Check these separately from the terms of the four accounts.
Monaxa's two bonuses: conditions and how withdrawals are treated →
How to choose a Monaxa account by purpose
| If you want to | Candidate | Reason |
|---|---|---|
| Start with around USD 15 | Standard | No commission and a low minimum deposit |
| Test the market in small sizes | Cent | From USD 15. Forex and precious metals only |
| Keep costs down in discretionary trading | Pro | No commission, from 0.9 pips |
| Use scalping or EAs | Zero | From 0.0 pips. The official site presents it for scalping and EAs |
※ This is a guide by condition, not a firm recommendation. The best account changes with trading frequency and currency pair.
If you are unsure, narrow down by deposit amount. With less than USD 200, Zero is not an option, so choose from Standard, Pro and Cent.
Check Monaxa's reputation against official information (operator, accounts, bonuses) →
Offshore forex account types and how to choose (comparison guide) →
Steps to open a Monaxa account after choosing the account type
- 01Narrow candidates by planned deposit
Around USD 15 points to Standard or Cent. From USD 50, Pro is a candidate. From USD 200, Zero is also a candidate.
- 02Compare costs by trading style
With many trades, compare Zero with commission included. With few trades, compare Pro or Standard by spread.
- 03Check the entity and terms on the registration screen
Save the entity name (Monaxa Ltd), the registration number and the terms that apply.
- 04Complete identity verification and deposit
Follow the client area guidance to submit documents, then deposit from an account in your own name.
Frequently asked questions
Q. How many account types does Monaxa have?
A. Four: Standard, Pro, Zero and Cent. All support MT4 and MT5 (official account types page, checked 2 September 2026).
Q. What is the Monaxa Zero account commission?
A. USD 3.50 per side (per lot), which is USD 7.00 round trip. Zero spreads start from 0.0 pips, and the minimum deposit is USD 200.
Q. What is the Monaxa Cent account?
A. It is an account for small-size trading in the real market. The minimum deposit is USD 15, spreads start from 1.8 pips and there is no commission. Instruments are forex and precious metals only, and maximum leverage is 1:1000*.
Q. What is the minimum deposit at Monaxa?
A. USD 15 for Standard and Cent, USD 50 for Pro and USD 200 for Zero. For the minimum per deposit method, the conditions shown in the client area take priority.
Q. How much do Monaxa spreads differ by account?
A. The lowest values on the official page are from 1.8 pips for Standard and Cent, from 0.9 pips for Pro and from 0.0 pips for Zero. Zero also charges USD 3.50 per side commission. Actual spreads vary, so check them on the trading platform.
Sources and conditions
FX Textbook is an independent information site, not a broker or provider of personal investment advice. Forex and CFDs involve risk. You may lose some or all of your invested capital. No trading result is guaranteed.
NEXT STEP
Now that you know the account types, check Monaxa's account conditions.
The spreads, commission and minimum deposit of Standard, Pro, Zero and Cent, and the account opening steps, are set out on the broker page.
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Account types, trading conditions and current offers are on each broker page.