From 3 September 2026 14:00 to 17 September 2026 23:59 (JST), HFM matches the first deposit into a Top-Up Bonus account during the period with a 100% trading bonus, up to JPY 45,000. All verified clients, new and existing, are eligible.
This article sets out how to claim HFM's 100% deposit bonus step by step, the eligible account and deposit conditions, how it relates to the standing 20% deposit bonus, and how the bonus is deducted on withdrawal—using only conditions confirmed in HFM's official material.
HFM 100% deposit bonus conditions (September 2026)
| Item | Condition |
|---|---|
| Period | 3 September 2026 (Thu) 14:00 – 17 September 2026 (Thu) 23:59 JST |
| Bonus | 100% of the first deposit (or transfer) into a Top-Up Bonus account during the period, up to JPY 45,000 |
| Eligible account | MT4 / MT5 Top-Up Bonus account |
| Eligible clients | All clients, new and existing; account verification must be complete |
| Later deposits | Standing Top-Up 20% deposit bonus (USD 5,000 cumulative cap) |
| Combination | A single deposit does not receive both the 100% and the 20% |
| How it is credited | Automatically when a deposit into the account, or a transfer from the myHF Wallet, is processed |
| Withdrawing the bonus | The bonus cannot be withdrawn; profit made with it can |
| Deduction on withdrawal | Withdrawing from the account removes the same percentage of the bonus |
※ Confirmed on 1 September 2026 from HFM's campaign notice and official promotions page. The conditions shown in myHF prevail.
How to claim the HFM 100% deposit bonus in four steps
- 01Complete account verification
Deposits made into the bonus account before verification is complete do not receive the 100%. Submit your documents in myHF and wait for approval before continuing.
- 02Open a Top-Up Bonus account
Open an MT4 or MT5 Top-Up Bonus account in myHF. Premium, Pro, Zero and other account types are not eligible. If you already hold a Top-Up Bonus account, your first deposit or transfer during the period qualifies.
- 03Deposit or transfer during the period
Deposit directly into the Top-Up Bonus account or transfer from the myHF Wallet. Once processed, 100% (up to JPY 45,000) is credited automatically.
- 04Confirm the credit in myHF
Check the status under Promotions → Available bonuses in myHF. Start trading once the credit is confirmed.
Only the first deposit or transfer during the period qualifies. Amounts deposited into a Top-Up Bonus account before 3 September 14:00 are not eligible, and if a deposit during the period counts as a second or later deposit, the standing 20% applies instead.
How it differs from the standing 20% deposit bonus
| Item | 100% Deposit Bonus (limited time) | Top-Up 20% Deposit Bonus (standing) |
|---|---|---|
| Rate | 100% of the first deposit | 20% on every deposit |
| Cap | JPY 45,000 | USD 5,000 in total |
| Period | 3 Sep 14:00 – 17 Sep 23:59 JST | Until HFM ends or changes it |
| Eligible deposit | First deposit or transfer during the period | Every deposit into the eligible account |
| Eligible account | Top-Up Bonus account | Top-Up Bonus account |
| Deduction on withdrawal | Same percentage as the withdrawal | Same percentage as the withdrawal |
※ Both never apply to the same deposit: the first deposit during the period receives 100%, later deposits receive 20%.
A first deposit of JPY 45,000 receives JPY 45,000 of bonus, giving JPY 90,000 of margin. The same deposit under the standing 20% would receive JPY 9,000. Amounts above the JPY 45,000 cap do not receive the 100%, so if you plan to deposit more during the period, one approach is to make the first deposit around JPY 45,000 and add the rest later under the 20%.
What happens to the bonus when you withdraw
The bonus cannot be withdrawn. Profit made with it can, but withdrawing from the account removes the same percentage of the bonus: withdraw 30% of the balance and 30% of the bonus is removed. This is the common Top-Up Bonus rule and applies to the 100% bonus as well.
The bonus counts as margin and can absorb losses, but it can be lost entirely. Under the standing terms, a bonus account with no deposits, withdrawals or trades for 60 days may be closed without notice, and the bonus and unrealised profit may be lost.
Top-Up Bonus account conditions and cautions
The Top-Up Bonus account has spreads from 1.4 pips, no commission, maximum leverage of 1:1000*, no minimum deposit, a minimum trade size of 0.01 lot, USD, EUR or JPY as account currency, and supports MT4, MT5, WebTrader and the HFM app. Leverage is lower than the 1:2000 available on Premium, Pro and Zero accounts.
- Deposits made before verification is complete are not eligible for the 100%
- Only the first deposit or transfer during the period qualifies, capped at JPY 45,000
- The bonus cannot be withdrawn and is removed in proportion to withdrawals
- The Top-Up Bonus account differs from other accounts (1:1000 leverage, not swap-free eligible)
- Hedging across internal or external accounts, multiple-account participation and arbitrage lead to bonus removal
- HFM may change or end the offer; check the myHF display before depositing
HFM is scheduled to run its Gold Mission from the afternoon of 7 September to 25 September, a prize draw based on gold trading volume, and offers the standing Bonus Hunter with JPY 45,000 in no-deposit trading funds. Each has its own terms, separate from the 100% deposit bonus.
Frequently asked questions
Q. Until when is HFM's 100% deposit bonus available?
A. From 3 September 2026 (Thursday) 14:00 to 17 September 2026 (Thursday) 23:59 JST. The first deposit or transfer into a Top-Up Bonus account during the period is eligible.
Q. What is the cap on HFM's 100% deposit bonus?
A. JPY 45,000. Depositing JPY 45,000 receives the same amount in bonus, giving JPY 90,000 of margin. Amounts above the cap do not receive the 100%.
Q. Am I eligible if I already have an HFM account?
A. Yes. All verified clients, new and existing, are eligible for the first deposit or transfer into a Top-Up Bonus account during the period. Amounts deposited before the period are not eligible.
Q. Can I receive the 100% and the standing 20% at the same time?
A. Not on the same deposit. The first deposit during the period receives 100%; later deposits receive the standing 20% (USD 5,000 cumulative cap).
Q. Can HFM bonuses be withdrawn?
A. The bonus itself cannot. Profit made with it can be withdrawn, but withdrawing removes the same percentage of the bonus.
Sources and conditions
FX Textbook is an independent information site, not a broker or provider of personal investment advice. Forex and CFDs involve risk. You may lose some or all of your invested capital. No trading result is guaranteed.
NEXT STEP
Checked the conditions? Compare HFM's account types next.
The differences between the Top-Up Bonus account and other accounts, and the funding steps, are on the broker page.
Brokers covered in this column
Account types, trading conditions and current offers are on each broker page.