XMTrading advertises leverage of up to 1:1000, but the limit falls as your balance grows. Many traders also mix up the margin call and the stop out, two levels that sit far apart.
On the official trading conditions page, checked on 20 October 2026, the 1:1000 tier covers total effective equity of USD 5 to USD 40,000. A margin call warning appears at 50% of required margin, and positions close automatically at 20%.
This article lists each tier, the Zero account limit and the steps to change leverage. You can then check your own account setting before you trade.
XMTrading leverage and stop out: the short answer
- Maximum leverage is 1:1000 for total effective equity of USD 5 to USD 40,000.
- The limit steps down to 1:500, 1:200 and 1:100 as equity rises.
- The Zero account is capped at 1:500. Standard, Micro and KIWAMI go up to 1:1000.
- A margin call warning appears when equity falls below 50% of required margin.
- Stop out happens at 20%. Positions are then closed automatically.
Stop out means the margin level at which the broker closes positions automatically. Margin call is only a warning that comes earlier.
All figures below come from the official XMTrading pages in Japanese, checked on 20 October 2026. Terms apply, and the current rules in your client portal take priority.
XMTrading leverage tiers by total effective equity
XMTrading sets the maximum leverage by your total effective equity. Effective equity means your balance plus or minus open profit and loss. The official page says the ranges are based on total effective equity.
| Total effective equity | Maximum leverage |
|---|---|
| USD 5 to USD 40,000 | Up to 1:1000 |
| USD 40,001 to USD 80,000 | Up to 1:500 |
| USD 80,001 to USD 200,000 | Up to 1:200 |
| USD 200,000 or more | Up to 1:100 |
| Zero account | Up to 1:500 |
※ The official page lists USD 200,000 in both the 1:200 range and the 1:100 range. Check the exact boundary in your client portal.
The official page also states that leverage stays the same during market-moving news. How tiers apply to positions that are already open is not stated on the official page.
XMTrading account types compared: Standard, Micro, Zero and KIWAMI
XM leverage restriction on the Zero account
The Zero account has a lower ceiling than the other three accounts. The official page shows a maximum of 1:500 for Zero.
| Account | Maximum leverage | Stop out | Minimum deposit |
|---|---|---|---|
| Standard | 1:1000 | 20% | USD 5 |
| Micro | 1:1000 | 20% | USD 5 |
| KIWAMI | 1:1000 | 20% | USD 5 |
| Zero | 1:500 | 20% | USD 5 |
※ Maximum leverage is shown as stated officially. Terms apply.
For Zero, the trading conditions page adds that leverage runs from 1:1 up to 1:500 when total effective equity is USD 5 to USD 80,000. Higher equity levels for Zero are not stated separately on the page.
A new profile creates a first live account with these defaults: Standard account, leverage 1:1000, base currency JPY. The account type cannot be changed later. You open another account of the type you want instead.
XM margin call and stop out 20%: how the levels work
- 01You open a position
Required margin is set aside as collateral. Higher leverage means a smaller required margin for the same position size.
- 02Equity falls below 50% of required margin
A warning appears on the MT4 or MT5 platform. You can add funds or reduce positions.
- 03Equity falls to 20% of required margin
Positions are closed automatically to protect the account balance. This is the stop out.
XMTrading describes the margin call as a time buffer. The platform warns you before forced closing starts.
Worked example with a USD 100,000 position
The figures below are an illustration only, not an XMTrading specification. They assume one position with a notional value of USD 100,000 and ignore swaps and other costs.
| Leverage | Required margin | Margin call warning below | Stop out at |
|---|---|---|---|
| 1:1000 | USD 100 | USD 50 equity | USD 20 equity |
| 1:500 | USD 200 | USD 100 equity | USD 40 equity |
| 1:200 | USD 500 | USD 250 equity | USD 100 equity |
| 1:100 | USD 1,000 | USD 500 equity | USD 200 equity |
※ Required margin here is notional value divided by leverage. Real margin depends on the instrument and contract size.
Higher leverage lowers required margin, but it also shrinks the room between your equity and the stop out. A small price move can then close the position.
How to change XMTrading leverage in the portal
XMTrading states that leverage can be changed. The official steps use the XMTrading portal or the XMTD TraderPro app.
- 01Log in
Sign in to the XMTrading portal or the XMTD TraderPro app.
- 02Find the account
On the home screen, locate the account. Click Manage Account, then choose Change Leverage.
- 03Confirm
Select the leverage you want and click the Change Leverage button.
Which leverage values appear in the list is not stated on the official page. The list is shown in the portal after login.
XMTrading deposit and withdrawal guide: methods, fees and rules
Cautions before using high leverage at XMTrading
- Leverage magnifies losses as well as gains.
- Margin call and stop out levels apply to your margin level, not to the price move you expect.
- Equity tiers are automatic. A larger balance can lower your maximum leverage.
- XMTrading states a negative balance reset, so losses do not exceed the deposit. Terms apply.
- FX and derivatives trading carries a very high risk of losing your invested capital.
The applicable entity and the latest rules are shown at registration and in the client portal. Read the current terms there before depositing.
Next step: compare XMTrading conditions on one page
- Pick the account type first, because the Zero cap is 1:500.
- Decide how much leverage you actually need, not the maximum offered.
- Note your stop out distance before you open a position.
- Confirm the current figures in the client portal.
Frequently asked questions
Q. What is the maximum XMTrading leverage?
A. The official trading conditions page shows up to 1:1000. That tier applies to total effective equity of USD 5 to USD 40,000. The Zero account is capped at 1:500.
Q. What is the XM stop out level?
A. The official page states a stop out of 20% of required margin. Positions close automatically when equity falls that far. The account types page also lists 20% for Standard, Micro, KIWAMI and Zero.
Q. At what level does the XM margin call happen?
A. The official page says a warning appears on MT4 or MT5 when equity falls below 50% of required margin. It gives you time to add funds or adjust positions. It is a warning, not a forced closing.
Q. Why did my XM leverage go down? What is the XM leverage restriction?
A. XMTrading sets maximum leverage by total effective equity: 1:1000, 1:500, 1:200 and 1:100 as equity rises. The Zero account is capped at 1:500. Check your account in the portal for the figure that applies to you.
Q. Can I change XMTrading leverage myself?
A. Yes, the official page describes a change in the XMTrading portal or the XMTD TraderPro app. Use Manage Account, then Change Leverage. The list of available values is shown after login.
Sources and conditions
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NEXT STEP
Check XMTrading conditions, then choose your leverage
Review the account types, leverage and platforms in one place. Confirm the current limits in the client portal before you trade.
Brokers covered in this column
Account types, trading conditions and current offers are on each broker page.