EXCHANGE NEWS / COLUMN

BingX deposit and withdrawal: minimum deposit, withdrawal fees and limits checked on official pages

BingX deposits are free; withdrawals carry a fixed fee. USDT minimums and fees by network, 24-hour limits by KYC level, and what to check if funds do not show.

You sent crypto to BingX and the balance does not show it, or you cannot tell what a withdrawal will cost. The official fee page and help centre answer both.

BingX charges no fee on crypto deposits, but an amount below the minimum is not credited. Withdrawals carry a fixed fee per coin and network, and the 24-hour limit depends on your KYC level.

This guide uses the official figures checked on 3 November 2026. By the end you can look up the minimum and the fee for your own network in the tables.

Conclusion: deposits are free, withdrawals cost a fixed fee, limits follow KYC

Illustration of three tiles: deposits are free, withdrawals cost a fixed fee, limits follow KYC
  • Deposits are possible after advanced verification; BingX charges no deposit fee (official)
  • A deposit below the minimum is not credited (1 USDT or more for USDT on TRC20)
  • Withdrawals cost a fixed fee per coin and network (1.5 USDT for USDT on TRC20)
  • The 24-hour withdrawal limit is 20,000 USDT unverified and 5,000,000 USDT with advanced verification
  • Crypto bought by card cannot be sold or withdrawn for 24 hours (T+1)

The figures in the tables come from the BingX official fee page and help centre; only the fee-as-a-share-of-amount columns are our own calculation. Fees can change with network congestion, so check your own screen before you send.

Risk of using deposited funds for futures

Futures let you control a large position with little money, and a forced liquidation can wipe out the whole deposit. BingX is not a crypto asset exchange registered in Japan and is outside Japanese user protection.

Can Japanese residents use BingX? FSA warning check and restricted regions →

Four ways to deposit: crypto transfer, card, P2P and bank transfer

BingX official help screen in the app showing the Deposit, Quick Buy and Bank Transfer entries
Source: BingX official website (captured 3 November 2026)

In the official help screen, the Deposit/Buy Crypto button on the home screen leads to three entries. The official Learn guide adds P2P as a separate route.

BingX deposit methods (official help centre and Learn, checked 3 November 2026)
MethodOfficial descriptionFees and conditions
Deposit (crypto transfer)Send from another wallet or exchange to BingXNo BingX deposit fee. Match the network and the minimum
Quick BuyVisa/Mastercard and similar. Apple Pay and Google Pay are also listedCard processor fees. Purchases cannot be sold or withdrawn for 24 hours (T+1)
P2P tradingBuy from verified merchants. 300+ payment methodsZero transaction fees. You pay outside the exchange
Bank transfer (fiat deposit)SEPA and similar. KYC requiredDeposit is free; bank fees are separate. Yen support is not stated

※ The official pages do not say whether yen deposits or P2P are available (checked November 2026). Check whether the app lets you pick your currency first.

Speed and cost of the three buy-in routes

Quick Buy, P2P and bank transfer compared (official Learn comparison table, checked 3 November 2026)
RouteSpeedCost
Quick BuyInstantCard processor fees
P2P trading2 to 15 minutesZero transaction fees
Bank transfer (fiat deposit)1 to 2 business days (instant for SEPA Instant)Free; bank fees are separate

※ The bank transfer example is European SEPA. The official pages do not say whether Japanese banks are supported (checked November 2026).

How a P2P purchase works

  1. 01
    Open P2P trading

    On the app home screen tap More, then P2P Trading, and choose your currency and crypto.

  2. 02
    Pick a merchant

    Check the completion rate and terms, then tap Buy next to a merchant that accepts your payment method.

  3. 03
    Enter the amount and order

    Once you order, the merchant's crypto is locked in escrow held by BingX.

  4. 04
    Pay outside the exchange

    Send the fiat amount to the merchant using the payment details shown.

  5. 05
    Tap I have paid

    Return to the app and tap it. The crypto arrives after the merchant confirms receipt.

If you send from a Japanese exchange, the first thing to check is whether it allows BingX as a destination. The existing column explains the rules.

Cannot send to an overseas exchange? The travel rule explained →

Crypto deposit steps: coin, network, address

BingX official Learn guide showing the deposit steps: choose coin and network, copy the address, send
Source: BingX official website (captured 3 November 2026)
  1. 01
    Open the deposit screen

    On the web, choose Assets then Deposit. In the app, tap Deposit/Buy Crypto on the home screen, then Deposit.

  2. 02
    Choose the coin and network

    Pick the same network as the withdrawal screen you send from. A mismatch loses the funds for good.

  3. 03
    Choose the receiving account

    The official tutorial says funds can go straight to the Fund Account or the Futures Account.

  4. 04
    Copy the address and send

    Paste the copied address or scan the QR code at the sending side. Re-check the address and amount before you confirm.

  5. 05
    Wait for confirmation and check

    Congestion can slow it down. Check the deposit history under the Fund Account in Assets.

Deposit speed is not set by BingX. The TxID from the sending side shows where the transfer stands on the blockchain.

Example: depositing USDC from MetaMask on the Base network

  1. 01
    Press Send in MetaMask

    Choose USDC and confirm the network is set to Base.

  2. 02
    Paste the BingX address

    Re-check the deposit address, the deposit network and the fee.

  3. 03
    Confirm the transfer

    Once the blockchain confirms it, the funds are credited to your BingX account automatically.

With another wallet or exchange the flow is the same: match the coin, the network and the address in that order.

Settings to finish before depositing

  • Complete advanced verification (KYC). Unverified accounts cannot deposit or trade (official help centre)
  • Turn on two-factor authentication (official Learn)
  • Set an anti-phishing code so you can tell genuine BingX emails apart (official Learn)

Before you send from a Japanese exchange

  • Check the latest notice of your Japanese exchange to see whether BingX is an allowed destination
  • Match the network by following the existing guide
  • Test first with an amount close to the minimum, then send the full amount after it arrives

Deposit and transfer basics and choosing a network (beginner guide) →

Minimum deposits and deposit fees by network

BingX official fee schedule, Deposit and withdrawal tab, with numbered marks on the deposit fee note, minimum deposit, withdrawal fee and the TRC20 row

The official fee schedule shows the deposit fee as free on every network. The condition for crediting is the minimum deposit.

Minimum USDT deposit (BingX official fee schedule, checked 3 November 2026)
NetworkMinimum deposit (USDT)Deposit fee
BNB Smart Chain (BEP20)0.1Free
Solana0.5Free
Polygon0.5Free
Ethereum (ERC20)1Free
Tron (TRC20)1Free
Arbitrum One1Free
Aptos1Free
TON5Free

※ Values are as shown officially, sorted from smallest. The official table also lists Optimism (2), opbnb (5) and StableChain (1).

  • BTC on the Bitcoin network: minimum deposit 0.00009 BTC
  • DOGE on the Dogecoin network: minimum deposit 15 DOGE
  • BNB on BEP20: minimum deposit 0.0006 BNB

Other networks and major coins

Minimum deposit and withdrawal (BingX official fee schedule, checked 3 November 2026)
Coin and networkMinimum depositMinimum withdrawal
USDT on Optimism21.1
USDT on opbnb55
USDT on StableChain15
BTC on Bitcoin0.000090.000046
BTC on BEP200.0000120.000066
BNB on opbnb0.0080.00719
DOGE on Dogecoin1567.604111

How to open the fee schedule

  1. 01
    Open Trading Fees

    Press Trading Fees in the footer of the BingX official site.

  2. 02
    Choose the Deposit and withdrawal tab

    It is the right-hand one of the three tabs: Trading, Spot events and Deposit and withdrawal.

  3. 03
    Search by coin

    Type the coin into the search box and read the minimums and fees for each network.

Below the minimum, the deposit is not credited

The official tutorial says a deposit below the minimum fails to be credited. Work out whether the amount after the sending side's own fee still clears the minimum.

Withdrawal steps and fees: a fixed fee weighs more on small amounts

Four-step figure of the BingX withdrawal flow: Assets to Withdraw, choose the method, enter the destination, confirm the arrival amount and fee

There are two withdrawal methods: on-chain withdrawal to a blockchain address, and an internal transfer to another BingX account with no fee.

  1. 01
    Open the withdrawal screen

    On the web, choose Assets then Withdraw. In the app, tap Assets at the bottom right, then Withdraw and Cryptocurrency.

  2. 02
    Choose the coin and method

    Pick on-chain withdrawal or the no-fee internal transfer (by email, phone number or UID).

  3. 03
    Enter the destination

    Enter the address, network and amount, and select the account to withdraw from.

  4. 04
    Check the arrival amount and fee

    Read the actual arrival amount and withdrawal fee on screen, then press Withdraw.

USDT withdrawal fee and its share of the amount (calculated by this site from the official fees, checked 3 November 2026)
NetworkWithdrawal feeShare at 10 USDT (at 100 USDT)
Aptos0.01 USDT0.1% (0.01%)
BNB Smart Chain (BEP20)0.15 USDT1.5% (0.15%)
Ethereum (ERC20)1 USDT10% (1%)
Tron (TRC20)1.5 USDT15% (1.5%)

※ The fee is fixed, so a smaller amount carries a heavier share. Minimum withdrawals are 5 for ERC20, 1.5 for TRC20, 3 for BEP20 and 5 for Aptos (all in USDT).

How the fee share moves with the amount

Share of the fixed fee (1.5 USDT on TRC20, 0.15 USDT on BEP20; calculated by this site)
AmountTRC20 shareBEP20 share
10 USDT15%1.5%
50 USDT3%0.3%
100 USDT1.5%0.15%
1,000 USDT0.15%0.015%

USDT minimum withdrawal and fee on all 11 networks

BingX official fee schedule, checked 3 November 2026 (USDT)
NetworkMinimum withdrawalWithdrawal fee
Ethereum (ERC20)51
Tron (TRC20)1.51.5
BNB Smart Chain (BEP20)30.15
Solana11
Polygon100.8
Arbitrum One0.50.5
Optimism1.11
TON50.15
opbnb51.5
Aptos50.01
StableChain51.5

Internal transfers and turning crypto into yen

  • An internal transfer is free; the destination is given by email, phone number or UID (another BingX account)
  • When you sell via P2P the transaction fee is zero. Release the crypto only after you confirm the payment in your own account
  • For fiat withdrawal, the official Learn example shows SEPA at about 0.035% plus 0.28 euros and 1 to 3 business days. The payee name must match your KYC details
  • The official pages do not say whether yen withdrawal is supported (checked November 2026)

BingX says funds take about 10 to 120 minutes to arrive. The account security check can trigger a manual review if it detects abnormal risk.

Withdrawal fees can change

BingX states that withdrawal fees can vary with network congestion. The table shows values as of 3 November 2026; the withdrawal screen is final.

BingX fees overview: trading, VIP and withdrawal →

Withdrawal limits: the 24-hour cap follows your KYC level

BingX official help table of limits: cumulative deposit and 24-hour withdrawal limit for unverified, basic and advanced verification
Source: BingX official website (captured 3 November 2026)

The screenshot shows the table in the withdrawal tutorial (published February 2023). The official KYC page lists only two levels: unverified and advanced.

Deposit and withdrawal limits by verification status (BingX official help centre, KYC Benefits and Advantages at Different Levels, checked 3 November 2026)
Verification statusDeposit24h max. withdrawal
UnverifiedNot allowed20,000 USDT
Advanced verificationUnlimited5,000,000 USDT

※ The withdrawal tutorial table also keeps a Basic verification row (cumulative deposit 2,000 USDT, withdrawal 20,000 USDT). According to the official KYC page, users who completed KYC before 13 June 2024 count as advanced. Levels can differ by region, and the product page prevails.

  • Every crypto asset is converted to USDT at the price at the time of withdrawal and checked against the limit (official)
  • The limit is a 24-hour total, not a per-transaction cap
  • Advanced verification takes an ID and a selfie and about 2 to 10 minutes (existing KYC column)

Checking why a withdrawal will not go through

Why a withdrawal fails and where to check (BingX official help centre and Learn, checked 3 November 2026)
CauseWhat to check
Over the 24-hour limitYour verification status and the limit in the table above (20,000 or 5,000,000 USDT)
Below the minimum withdrawalThe minimum withdrawal table by network
Wrong network or addressThe network on the withdrawal screen and the networks the receiver supports
Security reviewA manual review can follow when abnormal risk is detected (official)
Fiat payee name mismatchWhether the bank account name matches your KYC details

How to complete BingX KYC: documents, time and limits →

KYC and withdrawal limits (beginner guide) →

When a deposit or withdrawal does not show: causes by symptom and the order to check

Illustration of four numbered checkpoints a transfer passes before reaching the account: network, minimum, confirmation and review
Symptoms and causes at a glance (BingX official help centre and Learn, checked 3 November 2026)
SymptomLikely causeWhere to check
Deposit missing from the balanceBelow the minimum deposit (not credited)Minimum deposit in the fee schedule
Deposit never arrivesWrong network or address (funds are lost)Network and destination in the sender's history
Deposit is slowWaiting for confirmation; congestion adds timeTxID from the sending side
Balance not visibleFunds went to the Futures Account, not the Fund AccountFund Account and Futures Account in Assets
Withdrawal does not moveManual review after abnormal risk is detectedOnline support

※ The official pages checked here do not say whether a deposit below the minimum can be recovered (checked November 2026).

The order to check when funds do not show

  1. 01
    Check how far the confirmation has gone

    Enter the TxID from the sending side into a blockchain explorer and see its status.

  2. 02
    Check the network and address

    In the sender's history, confirm that the chosen network and the destination match what BingX shows.

  3. 03
    Compare the amount with the minimum

    See whether the amount that arrived is at least the minimum deposit in the fee schedule.

  4. 04
    Check the receiving account

    In Assets, look at the Futures Account as well as the Fund Account.

What to gather before you contact support

  • The TxID (transaction ID) from the sending side
  • Coin, network, amount and the time you sent it
  • The BingX receiving address and a screenshot of the deposit screen

The place to ask is BingX online customer support, which the official tutorial points to.

Our verdict: what small and large senders settle first

Checklist of five things to confirm before sending crypto to BingX
Our verdict

If you move small amounts often, choose a network whose withdrawal fee is a small share of the amount (0.01 USDT on Aptos, 0.15 USDT on BEP20 in the table). If you move large amounts, complete advanced verification before depositing; it sets the 24-hour limit at 5,000,000 USDT.

If you bought by card, plan around the 24-hour wait. Also confirm that the receiving side supports the network before you send.

  • Is the network the same at the sender and the receiver?
  • Is the amount larger than the minimum deposit?
  • Is the withdrawal fee share acceptable?
  • Will you stay under the 24-hour withdrawal limit?
  • Did you test with a small amount first?

How to sign up for BingX and enter an invite code →

How to read maker and taker fees (beginner guide) →

Frequently asked questions

Q. How much is the BingX deposit fee?

A. The official fee schedule shows crypto deposits as free on every network. The sending side may still charge its own withdrawal or network fee. The amount must meet the minimum deposit to be credited.

Q. What is the BingX minimum deposit?

A. It depends on the coin and network. For USDT it is 0.1 on BEP20, 0.5 on Solana, 1 on ERC20 and TRC20, and 5 on TON (checked 3 November 2026). A deposit below the minimum is not credited.

Q. How long until a BingX deposit is credited?

A. It is credited automatically once the network confirms the transfer. The official Learn guide says this takes minutes to hours and longer when congested. The TxID from the sending side shows the status.

Q. Can I deposit or withdraw Japanese yen on BingX?

A. The official pages checked here do not say that yen deposits or withdrawals are supported (checked November 2026). They describe Quick Buy, P2P and bank transfer such as SEPA. Check which currencies the app screen offers.

Q. How much is the BingX withdrawal fee?

A. It is a fixed amount per coin and network. For USDT it is 0.01 on Aptos, 0.15 on BEP20, 1 on ERC20 and 1.5 USDT on TRC20 (checked 3 November 2026). It can change with congestion, so the withdrawal screen is final.

Q. What is the BingX withdrawal limit?

A. The 24-hour limit is 20,000 USDT unverified and 5,000,000 USDT with advanced verification (official help centre, checked 3 November 2026). Unverified accounts cannot deposit. Crypto is converted to USDT at the price at the time of withdrawal.

Q. What if my BingX withdrawal stalls?

A. BingX says it evaluates account security during withdrawal and may review manually when it detects abnormal risk. Arrival takes about 10 to 120 minutes. If it drags on, contact online support.

Q. What is a BingX internal transfer?

A. It sends crypto to another BingX account with no fee. You give the destination as an email address, phone number or UID. It is offered beside on-chain withdrawal on the official withdrawal screen.

Sources

Where this column's facts come from and where to check the latest statusThis column was edited on 3 November 2026 from the official sources above and FX Textbook listing data. Laws, regulations and each provider's terms can change; confirm the current position on the official sources before you act.
Important risk information

FX Textbook is an independent information site, not an exchange or a provider of personal investment advice. Crypto-asset trading involves risk: price volatility, liquidation of leveraged positions, transfer mistakes and the operational risk of exchanges and service providers can cause you to lose some or all of your invested capital. No result is guaranteed.

NEXT STEP

See the BingX exchange profile in one place

Trading types, fees, leverage and deposits and withdrawals as confirmed from official sources.

Open the BingX exchange page

Exchanges related to this column

Fees, leverage, funding options and current offers are on each exchange page.

CRYPTO EXCHANGEBingX: fees and trading conditions

Compare listed exchanges on one basis →

Background reading

FUNDINGDeposits, transfers and choosing the right networkACCOUNT OPENINGIdentity verification (KYC) and withdrawal limitsTRADING COSTSHow to read maker and taker feesSAFETYHow to assess an exchange's safety

More columns on this exchange

EXCHANGE NEWS · 3 November 2026BingX referral code NTQKVZ: how to sign up, where to enter it and when you can add it laterEXCHANGE NEWS · 3 November 2026BingX fees: spot, futures, VIP levels and withdrawal costs with worked examplesEXCHANGE NEWS · 8 October 2026BingX KYC verification: steps, documents, time, limits without KYC (5x leverage, withdrawals), failure reasonsREGULATION & TAX · 8 October 2026Ethereum tax in Japan: from what profit, rates, and how to calculate trades, swaps and staking rewardsEXCHANGE NEWS · 22 September 2026Crypto exchange sign-up bonuses: offers running now, withdrawal rules and what to checkWARNINGS · 22 September 2026Can't send crypto from a Japanese exchange to an overseas exchange? How the travel rule and destination lists (MEXC, BingX) work
← Back to columnsBeginner guides →