If you want to compare forex withdrawals, the official figures for fees, time and minimums are scattered across many pages and hard to line up.
In normal withdrawals, only AXIORY (1,000 yen under 20,000) and DecodeFX (3% domestic bank) state a broker-side fee amount. Time runs from instant to 20 business days.
The official pages of the 8 listed brokers were checked on 4 November 2026 and tabulated here. You will know what to check before depositing and which route fits how you trade.
Bottom line: compare 8 brokers' withdrawals on fees, time, minimums and route
- Fees: only AXIORY (1,000 yen under 20,000) and DecodeFX (3% domestic bank) state an amount
- Time: from instant methods to 14–20 business days at the slowest
- Minimums: 5 USD to 250 USD. Axi, Exness, Monaxa and Vantage show no figure
- Route: 7 brokers prioritise the deposit route. DecodeFX states nothing
The official pages and help of the 8 listed brokers were checked on 4 November 2026. Because the withdrawal route follows the deposit route, the tables help before you deposit.
The order is the site's listing order, not a ranking. Where the official site has no figure, the cell says so.
Withdrawal fee comparison: broker-side amounts and other costs
| Broker | Broker-side fee | Other costs and exceptions |
|---|---|---|
| XS | No fee of its own | Bank and payment fees are the client's. It reserves up to 3% for no-trading or abusive use |
| HFM | None (all methods) | Bank wires may add sending, intermediary and receiving bank fees |
| Axi | Not charged (general wording on the Asia page) | Bank fees can arise on transfers with overseas institutions |
| Exness | No deposit or withdrawal fee | Some methods or banks charge. See the fee field on the method screen |
| AXIORY | Free at 20,000 yen or more; 1,000 yen below (1,500 yen for international wire) | International wire: about 4,000–8,000 yen from the bank |
| DecodeFX | 3% domestic bank, 0% for others | Overseas bank wires add the bank's own fee |
| Monaxa | No amount stated | It bears fees only for local online banking and local agents, not in full for international wire or crypto |
| Vantage | Its own bank-transfer fee is free | Bank and intermediary fees are the client's; international wire is usually 25 USD. Withdrawing without trading after an e-wallet or card deposit can add a processing fee |
The examples above compare domestic bank transfers only. AXIORY's fee depends on the amount; DecodeFX's is a percentage.
International bank wires can cost a lot on the bank's side even when the broker's fee is nil. AXIORY says the bank charges about 4,000–8,000 yen.
On a 50,000-yen withdrawal that is 8–16%. Vantage also says an international wire usually costs 25 USD on top.
- For small amounts, look at domestic bank or e-wallet first
- For international wires, add the bank-side cost
- Check the receiving fee on your own bank's fee table
The withdrawal page lists 3% for domestic bank transfers, while the top-page FAQ says no deposit or withdrawal fee on its side (checked 4 November 2026). This article uses the 3% on the withdrawal page.
AXIORY deposits and withdrawals: fees, minimums and timing
DecodeFX deposits and withdrawals: fees, minimums and timing
Withdrawal time comparison: processing and arrival are different clocks
An official "within 24 hours" is usually the broker's own processing time. Arrival at your bank or card issuer takes further time.
| Broker | Official wording (processing and arrival) | Days and cut-off |
|---|---|---|
| XS | Usually processed within 24 hours; instant (Peska Wallet) to 7-14 business days (card) | Processed on weekends |
| HFM | Instant (EXONE, bitwallet, BINANCE PAY), within 24h (crypto), up to 2 business days (bank), 2-10 (JCB, VISA) | Processed 24/7 (official wording). Requests before 10:00 server time: same day; after: next business day (official FAQ, checked 26 September 2026) |
| Axi | Varies by method; no figures table for Japan | Not stated |
| Exness | Average to maximum per method on the personal area | Requests allowed on weekends and holidays; steps needing verification may be delayed |
| AXIORY | Processed within 24 hours on business days; arrival: Walletory instant, domestic bank 1-3 days, international wire and card 3-20 days | Business days; holidays can push arrival to the next business day or later |
| DecodeFX | Peska and bitwallet instant–3 min, USDT minutes after approval, domestic bank 1–2 days, overseas 2–5 days (the step pages say 1–3 and 5–10); FAQ says 1 hour to 3 business days | Not stated |
| Monaxa | Processed and reflected within 24 hours | Not processed while the account holds open positions |
| Vantage | Generally processed within 24 hours; arrival up to 7 business days; bank and card refunds usually 3–5 | Processed Monday to Friday in business hours; not on weekends or holidays |
- XS: processes on weekends
- Exness: requests allowed on weekends and holidays; steps needing verification may be delayed
- AXIORY: business days only; holidays can delay arrival
- Vantage: processes Monday to Friday in business hours only
A method marked instant may still be unavailable if you did not deposit with it. The route section below explains why.
Minimum withdrawal comparison: finding methods for small amounts
| Broker | Minimum by method |
|---|---|
| XS | Domestic bank 1,000 yen, Peska Wallet 1,000 yen, bitwallet 3,000 yen, card 5 USD, crypto and STICPAY 10 USD, international wire 250 USD |
| HFM | Bank wire 1,000 yen, EXONE 2,000 yen, JCB and VISA 5 USD, crypto and BINANCE PAY 10 USD, bitwallet 20 USD |
| AXIORY | Domestic bank, card and Walletory 1,100 yen; international wire 10,000 yen |
| DecodeFX | Domestic bank, USDT, Peska and bitwallet 50 USD; overseas bank wire 100 USD |
| Axi | Depends on the method chosen or the full account balance |
| Exness | Shown per method in the personal area; judged after conversion to account currency |
| Monaxa | Not stated (transfers between own accounts: first USD 15–200, then USD 1) |
| Vantage | Not stated |
The Japanese withdrawal page lists domestic bank 1,000 yen. A help article lists bank transfer 250 USD, Skrill 50 USD and Neteller 15 USD. The table follows the Japanese withdrawal page (checked 4 November 2026).
For example, with a 1,050-yen balance you can request XS's domestic bank transfer (minimum 1,000 yen) but not AXIORY's (minimum 1,100 yen).
A balance below the minimum cannot be requested with that method. Compare your balance and the minimum before you withdraw.
Withdrawal methods: bank, e-wallet, card and crypto
| Broker | Methods named officially |
|---|---|
| XS | Domestic and international bank wire, bitwallet, STICPAY, Peska Wallet, card, crypto (USDT, USDC, BTC, ETH) |
| HFM | Bank wire, JCB, VISA, crypto, EXONE, bitwallet, BINANCE PAY |
| Axi | Internet or local banking, Bitwallet, crypto (some regions) |
| Exness | Depends on region and verification; shown on the Withdrawal tab |
| AXIORY | Domestic and international bank wire, card, Walletory (NETELLER and Skrill unavailable to Japan residents) |
| DecodeFX | Domestic and overseas bank wire, USDT (TRC20, ERC20), Peska, bitwallet |
| Monaxa | Online banking, local agent, international wire, crypto; the priority list also names card and e-wallet |
| Vantage | No public list; terms and help mention bank, card, Skrill and Neteller |
| Method | What the official pages say |
|---|---|
| Bank wire | Domestic: XS 1 day, DecodeFX 1–2, AXIORY 1-3, HFM up to 2. International: AXIORY 3-20, XS 1-7 |
| E-wallet | XS bitwallet about 30-45 minutes; HFM instant; DecodeFX instant to 3 minutes; AXIORY Walletory instant |
| Card | XS 7-14 days, HFM 2-10, AXIORY 3-20; XS and AXIORY cannot return profit to a card |
| Crypto | XS about 30 minutes, HFM within 24h, DecodeFX minutes after approval; DecodeFX warns that a wrong address may lose the funds, with no resend or compensation |
HFM publishes method, minimum, time and fee in one table. Axi, Exness, Monaxa and Vantage have no equivalent table for Japan.
Axi has no Japan-specific deposit and withdrawal page; it points to regional pages. Check Japan's methods in the client portal under Funds, then Withdraw (checked 4 November 2026).
Withdrawal currency and conversion: choosing a way to receive yen
If you want yen, check the withdrawal currency first. A different currency means conversion, and the amount you receive may differ from what you requested.
| Broker | Official wording on currency and conversion |
|---|---|
| XS | A local-currency amount is converted at the same-day rate; requesting USD through a local method converts at the actual rate |
| HFM | Minimums: bank wire 1,000 yen, EXONE 2,000 yen; other methods are in USD (5–20) |
| AXIORY | Bank wire, Walletory and others support JPY, USD and EUR; cards pay out only in the deposit currency |
| DecodeFX | Domestic bank: JPY; overseas bank: USD, EUR, GBP, AUD; Peska: JPY and USD; bitwallet: JPY |
| Exness | Choosing a currency other than the account currency triggers conversion; the minimum is judged after conversion to the account currency |
With a converting method, the rate that day sets the amount you receive. A request at the very limit can fall below the minimum or the free margin.
Withdrawal rules: back to the deposit route, in your own name
Forex withdrawals generally go back to the route you deposited with. This is for anti-money-laundering reasons, and 7 brokers say so officially.
| Broker | Route rule | Name and third parties |
|---|---|---|
| XS | Withdraw the full deposit by the same methods and order; only profit is free (not to card) | Third-party withdrawals not allowed |
| HFM | Always the same method as the deposit (conditions PDF art. 3.2, checked 26 September 2026); cards go back to the same card | Name rule not checked this time |
| Axi | Same method as the original deposit, back to the original source (Return to Source) | Third-party requests are not processed (checked 26 September 2026) |
| Exness | Follows a payment-method priority rule (the order is not given in the public help). A pending card refund appears at the top of the withdrawal tab | Not payable unless the payee name matches the Exness account name |
| AXIORY | Same method as the deposit; card first up to the amount deposited by card within 10 months | Only accounts and cards in the registered name |
| DecodeFX | Not stated on the official pages checked | Not stated |
| Monaxa | Same route as the deposit under AML rules; priority: card, crypto, e-wallet, local agent, online bank transfer, bank wire | Deposits must come from your own account; withdrawal name rule not stated |
| Vantage | Only to the account used to deposit (return to source); otherwise generally a bank transfer in the account holder's name | Third-party deposits and withdrawals prohibited |
| Order | Destination | Amount |
|---|---|---|
| 1 | Bank transfer (used to deposit) | 100,000 yen |
| 2 | bitwallet (used to deposit) | 200,000 yen |
| 3 | Profit (any method except card) | 100,000 yen |
- Decide the deposit route before you think about withdrawing
- Match the payee name to your registered name
- At some brokers, card deposits are refunded to the card first
Withdrawing from a bonus account: when credit shrinks or disappears
| Broker and offer | Official wording |
|---|---|
| XS first deposit bonus and Welcome 5000 | Withdrawing or transferring before the conversion condition (5 lots in 60 days, positions held 2+ minutes) cancels the whole credit |
| AXIORY 15th anniversary starter pack | Withdrawing before the condition deletes the remaining credit; afterwards credit is reduced in proportion |
| Monaxa bonus credit | Removed in proportion to the withdrawal or transfer; withdrawing everything removes all, with no restore |
The HFM, Axi and DecodeFX offers were not re-checked this time. Conditions differ per offer, so read each offer's page.
AXIORY and Monaxa both say the credit itself is not withdrawable cash. What you can withdraw is profit or balance after the conditions are met.
After you request: what the official pages say about the flow and cancelling
| Broker | What happens after you request, and cancelling |
|---|---|
| XS | Registered as pending and processed within 24 hours; pending requests can be cancelled from the portal history |
| HFM | Apply from Withdraw in myHF. The conditions PDF lists five cancellation reasons: missing ID documents, incorrect payout details, wrong birth date, a method different from the deposit, an unverified Skrill (checked 26 September 2026) |
| Axi | Funds, then Withdraw in the portal; a processed or sent withdrawal cannot be cancelled (checked 26 September 2026) |
| Exness | Confirm, then verify with your security type; cannot be cancelled once sent; past the maximum time, use Get support from the history |
| AXIORY | 2-step verification after the request; if you do not press the button in the email within 24 hours, the request is cancelled |
| DecodeFX | Funds, then Withdraw in the portal; USDT sends an address-check email the first time, then 1-3 business days after you reply |
| Monaxa | Trader's Menu, My Banking, Withdraw Funds in the Monaxa Portal; on failure, check your registered email |
| Vantage | Request from the portal or app; cancellation is not guaranteed and the broker is not liable for losses from wrong destination details |
- Review the amount and destination before sending
- Open the verification email as soon as it arrives
- For USDT, do not mix up the network or address
First check whether the official processing time has passed, then the name and minimum. Causes of a stall are covered in a separate article.
Checking the official screen: where to look
Where a public table exists, read three columns: minimum, time and fee. XS lists minimum and maximum per method.
- The minimum column differs between deposits and withdrawals
- In the time column, notes tell processing from arrival
- In the fee field, tell broker-side from bank-side
- Without a public table, use the withdrawal screen after login
Vantage publishes no per-method withdrawal table, and no Japan-specific figures table was found for Axi, Exness or Monaxa (checked 4 November 2026). Post-login screens were not viewed, so no figures are given.
What to check first by situation, and the editorial conclusion
- Fast access: check whether your deposit route is shown as instant
- Small repeated withdrawals: check the under-20,000-yen fee and the 3%
- Yen back: check the domestic bank minimum and days
- Brokers without figures: check the withdrawal screen
| Broker | Where to find the figures |
|---|---|
| Axi | Client portal: Funds, then Withdraw; options for your country of residence are shown |
| Exness | Withdrawal tab of the personal area; time, fee and limits per method |
| Monaxa | Monaxa Portal: Trader's Menu, My Banking, Withdraw Funds |
| Vantage | My page: Funds, then the Withdraw page; check processing time there too |
Withdrawal conditions follow the deposit route. Before depositing, check the amount, time and fee for withdrawing by that route. If you withdraw small amounts often, look at AXIORY's under-20,000-yen fee and DecodeFX's 3%; if speed matters, look at methods shown as instant.
FX, CFD and leveraged trading can lose more than you deposit. Conditions can change; each broker's screen and support take priority.
Checklist before you request a withdrawal
- The deposit route and the withdrawal method match
- The payee name is the same as the registered name
- The amount is above the minimum
- With open positions, free margin covers the amount
- Broker-side and bank-side fees have been checked
- Bonus credit conditions have been read
XS allows withdrawal with open positions if free margin is sufficient. Monaxa processes withdrawals only when no positions are open.
Frequently asked questions
Q. Which forex brokers charge no withdrawal fee?
A. HFM, XS, Exness and Axi say they charge no fee of their own, though XS reserves the right to apply up to 3% when there is no trading record. AXIORY is free from 20,000 yen, and DecodeFX charges 3% only on domestic bank transfers. Vantage's own bank-transfer fee is free, and bank-side fees can apply at any broker.
Q. Which withdrawal methods are fastest?
A. Officially shown as instant: HFM's EXONE, bitwallet and BINANCE PAY, XS's Peska Wallet and AXIORY's Walletory. DecodeFX lists Peska and bitwallet as instant to 3 minutes. Your deposit route is the condition.
Q. How many days does a forex withdrawal take?
A. The wording ranges from instant to 20 business days. XS cards 7-14, HFM cards 2-10, AXIORY international wire and card 3-20, and Vantage up to 7 business days.
Q. What is the minimum withdrawal?
A. It depends on the method. XS and HFM cards are 5 USD, AXIORY domestic bank 1,100 yen, and DecodeFX mostly 50 USD. Axi depends on the method or balance, and Exness shows it on screen.
Q. Can I withdraw by a different method from my deposit?
A. Generally no. The deposited amount goes back by the same route. At XS only the profit is free (not to card); at HFM, a card supporting Visa Direct can also receive profit.
Q. Can I withdraw on weekends?
A. It depends. XS processes on weekends, HFM says it processes 24/7, and Exness allows requests on weekends and holidays. Vantage processes Monday to Friday only.
Q. What happens if I withdraw from a bonus account?
A. It depends on the offer. XS cancels all credit if you withdraw before the condition; Monaxa removes it in proportion. The bonus itself cannot be withdrawn. Read the offer's conditions first.
Q. How do I check brokers that publish no figures?
A. Axi, Exness, Monaxa and Vantage publish no per-method table for Japan. The withdrawal screen after login shows method, time, fee and limits. Check it before depositing.
Sources and conditions
- XS official: withdrawal methods (checked 4 November 2026) →
- XS official help center: withdrawals (checked 4 November 2026) →
- HFM official: withdrawal options (checked 4 November 2026) →
- HFM official: Withdrawal Conditions PDF (checked 26 September 2026) →
- Axi official help: making a withdrawal (checked 4 November 2026) →
- Axi official help: minimum withdrawal (checked 4 November 2026) →
- Axi official: deposits and withdrawals page (checked 4 November 2026) →
- Exness official help: general withdrawal rules (checked 4 November 2026) →
- Exness official help: payment fees (checked 4 November 2026) →
- Exness official help: payment method information (checked 4 November 2026) →
- AXIORY official: deposit and withdrawal methods (checked 4 November 2026) →
- DecodeFX official: withdrawal methods (checked 4 November 2026) →
- Monaxa official: support, deposit and withdrawal FAQ (checked 4 November 2026) →
- Monaxa official: bonus and rewards (checked 4 November 2026) →
- Vantage official: deposits and withdrawals policy (checked 4 November 2026) →
- Vantage official: trading support, deposits and withdrawals (checked 4 November 2026) →
- Vantage official help: deposit and withdrawal processing times (checked 4 November 2026) →
- Listed brokers (FX Textbook) →
- Advertising disclosure and risk notice →
FX Textbook is an independent information site, not a broker or provider of personal investment advice. Forex and CFDs involve risk. You may lose some or all of your invested capital. No trading result is guaranteed.
NEXT STEP
Compared the withdrawal terms? Now see each broker's account terms.
The 8 listed brokers' account types, funding methods and current offers in one list.
Brokers covered in this column
Account types, trading conditions and current offers are on each broker page.